SBSC offers the latest technology for check verification and guarantee.

ECC or Electronic Check Conversion not only verifies and guarantees the check, it then converts the check to an electronic transaction that is automatically deposited into your bank account.

The check writer signs a receipt authorizing the electronic transaction, and you then hand the check back to the customer.  Processing checks in this way saves you time and money by eliminating endless trips to the bank to make deposits, and the fees charged by your bank for handling paper deposit items.



SBSC offers three different check processing plans.

ECC is our most advanced plan that even eliminates the need to go to the bank to deposit checks.  Checks are verified, and then converted to an electronic image to be deposited into your bank account electronically.

Check guarantee insures that your funds are secure by paying you directly in the event that a check is returned NSF.  This plan requires that you deposit checks in the bank yourself.

Verification and Collection is the most economical plan and is best suited for merchants processing a large volume of checks such as supermarkets and mass retailers.  Under this plan, NSF checks are placed for collection, and you are reimbursed when the funds are actually collected.

Click the EZcheck logo above to go directly to the EZ Check website and find out more about electronic check processing.